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KEY FEATURES
Metro Area
- LVR ≤ 70%, Max $2M
- LVR > 70% to ≤ 80%, Max $1.5M
- LVR > 80% to ≤ 95%, Max $1M
- SingleBorrower Exposure ≤ $3M
- High-Density Postcode Accepted
- Offset Available
Non-Metro Area
- LVR ≤ 80%, Max $1M
- LVR > 80% to ≤ 90%, Max $750K
- LVR > 90% to ≤ 95%, Max $500K
* Fixed Rate Available Upon Request
INTEREST RATES
VARIABLE RATE | LVR | O/O | INVESTMENT |
P&I | ≤70% | 6.08% | 6.58% |
>70% to ≤80% | 6.38% | 6.88% | |
>80% to ≤90% | 6.78% | 7.28% | |
>90% to ≤95% | 7.79% | n/a | |
IO | ≤70% | 6.48% | 7.23% |
>70% to ≤80% | 6.78% | 7.28% | |
>80% to ≤90% | 7.18% | 7.68% |
DOCUMENTS CHECKLIST
- Application Form
- Servicing Calculator
- Broker Certi ied 100 Points ID
PAYG
- Most Recent 2 Payslips + Employment letter
Self-Employment
- Most Recent 2 yrs Company Financial and Tax Return
- Most Recent 2 yrs Individual Tax Return And Notice of Assessments
Prime Promo
- 0.10% discount on PAYG applicant
- Interest Only Loading waived for PAYG Investment applications
- Jumbo Loan Loading waived for loan < $1.5M
* All fees are payable at settlement (Except valuation fee)
* For interior distribution only
FEES
| Valuation Fee | At Cost |
| Application Fee | $990 |
| Document Fee | $395 |
| Annual Fee | $395 |
| Settlement Fee | $250 |
| Discharge Fee | $895 |
APPLICABLE LOADING
| Loan Amount > $1.25M <=$1.5M | 0.50% |
| Loan Amount > $1.5M | 0.70% |
| Self -Employed | 0.20% |